Automated Claim Reviews and Denials
Some people have found that their MedPay claims are processed through automated review systems that can quickly reduce or deny payments. When this happens, medical charges that should potentially be covered under a MedPay policy may instead be rejected or paid at a much lower amount.
If MedPay benefits are reduced or denied improperly, policyholders may be forced to pay out of pocket for medical care that their insurance should have covered.
For drivers recovering from a car accident, this means that unexpected medical bills can quickly add up. The amounts of these bills can be high especially when treatment involves emergency care, imaging, follow up visits, or physical therapy.
Having a full understanding of how your claim was processed and if the benefits were reduced correctly, can be complicated. Insurance policies, billing networks, and automated claim systems are difficult for policyholders to know whether they received the full benefits they were entitled to.
Do I have a Claim?
If you have USAA auto insurance with MedPay coverage and your medical bills were reduced or denied after a car accident, one of our experienced attorneys can review your policy and examine how your claim was processed. This will help determine whether your MedPay benefits were handled appropriately.
If you believe your MedPay claim was unfairly reduced or denied, our legal team can review your situation and help you understand if your rights as a policyholder may have been violated.
Call us today for a free consultation.