GAP

GAP

Overview GAP, or “Guaranteed Auto Protection,” is a type of coverage offered to the consumer when financing an auto loan. For a fee, the lender agrees that in the event the vehicle is stolen or damaged beyond repair, the lender will waive any “gap” between the amount...
ICO/Cryptocurrency Scams

ICO/Cryptocurrency Scams

Overview If you have lost money following an “initial coin offering” (ICO) you may be entitled to compensation for your losses. In the past few years, cryptocurrencies such as Bitcoin have led to wild stories of large fortunes being made. Leveraging this enthusiasm,...
USAA Class Action

USAA Class Action

USAA CLASS ACTION LAWSUIT Franklin D. Azar & Associates is investigating USAA for underpayment of its insureds’ medical bills under their first party Medical Payments (“Med Pay”) and Personal Injury Protection (“PIP”) coverage. Med Pay and PIP coverage is supposed...
California Wage and Hour

California Wage and Hour

Overview Has your employer failed to pay your sales commission or wages within 72 hours after you terminated your employment? No matter how big or small the company, the California Labor Code requires employers to pay you all your earned wages on your last day of...
General Reverse Churning

General Reverse Churning

Overview A recent trend in the investment industry has seen financial advisors improperly shifting their commission-based clients’ funds into a fee-based account for no reason other than to collect the fees. These fee-based accounts require the client to pay a...