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FDAzar > Insurance Companies

TIPS ABOUT CAR INSURANCE – WHAT DOES CAR INSURANCE COVER?

car insurance coverage

Insurance companies spend a lot of money persuading consumers that they’re paying too much for the car insurance offered by their competitors. When it comes to insurance headaches, perhaps the only thing worse than the sneaking suspicion that you’re paying too much is finding out too late — after an accident, in other words — that the policy you have doesn’t provide the coverage you need. Shopping for car insurance can be confusing and frustrating. Here are a few tips about the basics of coverage that can help you decide what you truly need to protect yourself and your loved ones....

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HOW TO TELL WHO IS AT FAULT IN A CAR ACCIDENT

How to tell who is at fault in a car accident

By definition, an accident is something that happens unexpectedly, without anyone planning or intending it to happen. But when it comes to car accidents, it’s not uncommon for one party to be held more responsible for causing the collision than another. The process of determining who is at fault in an accident is a necessary step in figuring out which driver might have to pay for any damages. In many cases, the parties may be in agreement about who’s at fault. Someone ran through a red light, or failed to yield to oncoming traffic while making a left turn, or pulled...

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DO I NEED UNINSURED MOTORIST COVERAGE?

Uninsured Motorist Coverage

Driving defensively is something that students learn when they first take the wheel. You have to not only pay attention to your own driving, you have to anticipate the actions of other drivers and plan accordingly, giving yourself enough time and distance to react properly. The same holds true when it comes to purchasing auto insurance. Many motorists think they’re adequately covered if they have insurance that protects them in the event that they’re at fault in an accident. But if you really want to protect yourself and your assets from an economic crash, you have to anticipate the crazy things...

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ELECTRIC SCOOTERS: FAST, CHEAP, AND RISKY?

Scooter rental

In just a few months, the dockless electric scooter has evolved from an oddity to a common sight in many major American cities. And as the numbers have increased, so has the level of annoyance among pedestrians and motorists, many of whom regard the whizzing, toy-like conveyances as too flimsy for the roads and yet too fast for the sidewalks. But others have embraced the phenomenon, seeing in the easy-rent, drop-anywhere vehicles a welcome solution to urban traffic, a way to negotiate congested areas quickly, at a fraction of the cost-per-mile of a gas-guzzling car. Some even regard such “smart mobility”...

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WHY CAR INSURANCE IS SO EXPENSIVE — AND FIVE WAYS TO SAVE MONEY

Sticker shock is no longer limited to shopping for a car. It’s also a common experience when you receive the bill for your auto insurance. Premiums have been going up, up, up in recent years, far exceeding the rate of inflation. Since 2015 rates have gone up 15 percent nationwide, according to the Consumer Price Index, while the prices of other consumer goods increased by only four percent in the same period. According to a new report by The Zebra, an online search service that tracks car insurance rates, the national average annual premium for car insurance is now $1,427,...

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Got Tread? Snow Tires vs. All-Season Tires

With winter rapidly approaching, determining what tires you need for your vehicle is essential. With the right tires, you can help ensure safety for you and your family while on the road. Part of being prepared for the winter season means making sure your car is riding on the right tires for the season. In a city like Denver, snow tires may be a good fit for your vehicle. Snow tires are specially made to make sure they can grip the road, even in cold and snowy conditions. They’re made with a softer compound and contain more rubber than summer tires....

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Attorney Fees: Know what you’re going to pay

Most people know that attorneys can be expensive. The work that they do is diligent and their fees are based on several factors. These factors can include: the attorneys experience, the time spent on your case, their ability and reputation, the degree of difficulty for the case, the results of the case, and other costs involved. Some additional factors include the attorney’s overhead expenses such as rent, utilities, and office equipment. All of these factors may influence how much you’ll pay and listed below are some of the more common fee agreements for attorneys. The first fee agreement is the ‘Contingency...

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Why you want an attorney in your corner

No one wants to be involved in a legal battle. It can be long, difficult, expensive, and really make your life tough. If you or a loved one is involved in a car accident or other scenario where you may face legal trouble, it’s always a good idea to consult an attorney to help alleviate some of the stresses that come along with legal battles. Listed below are some of the top reasons why you should hire an attorney. Legal battles are complicated – The law itself is very complex and if you don’t know your way through it, you...

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Marijuana Law in Colorado: What you need to know

Since the passing of amendment 64 in 2012, adults 21 and over can legally purchase and possess marijuana in the state of Colorado. As long as you are 21 years or older and have a government issued ID, you can purchase marijuana in a variety of forms. There is a limit to how much you can purchase at any given time, however. Since June of 2016, both Colorado residents as well as tourists can purchase up to 28 grams in a single transaction. Before you plan your next trip to Colorado or your local dispensary, there are a few key...

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Eggshell Plaintiff

In the world of personal injury law, there’s a phrase called “eggshell plaintiff”.  What exactly does this mean?  Well, I’m glad you asked!  In many personal injury cases, the injured party had a pre-existing condition, which the collision exacerbated, making the injuries even more severe than they would have been. Let me give you an example: let’s say that in the cold weather, an older woman slipped on black ice on your property.  But just a week before this fall, she had a hip surgery, and this simple fall, which would have otherwise been relatively harmless, left her hip in a...

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