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FDAzar > Personal Injury (Page 6)

Let’s Talk About Auto Insurance: Liability Coverage

Most people know that you are required to have insurance if you drive. The most common kind of insurance that is required is called liability coverage. “Liability” coverage actually breaks down into two different types of coverage: bodily injury and property damage. Today we will be talking about the type of liability coverage that covers bodily injury. Property damage liability coverage will be discussed later. So what is bodily injury liability coverage, i.e. liability? Well, before we get exactly into what it is, we need to talk about what liability is. Liability is “the state of being responsible for something, especially...

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Let’s Talk About Auto Insurance: Introduction

Let’s face it, car insurance is complicated and can be confusing at times, especially if you’ve recently been in an accident. There are 5 major categories of auto insurance you should be familiar with. Some are required by law, and others are not. In this series we will be covering one type of insurance each post and giving you the details on what it is, what it covers, and if you need it. Check back each Monday and Thursday to learn about another type of insurance and as the blogs get posted we will update this post with the links! ...

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The History of the Bicycle Helmet and why you Need to be Wearing One

Most people generally know it’s a good idea to wear a bike helmet, yet not that many of us consistently wear one. People who bike long distances as a sport or exercise generally do wear bike helmets, but the real problem is people who ride leisurely. Here we will lay out the history of the bike helmet, and give you some facts about how they can protect you. The first widely used bicycle was the Penny-farthing. This was the bicycle that had a very large main wheel and a much smaller wheel in the back. The name came from the British...

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Hot Coffee… how personal injury impacts your everyday life

Every once and a while a lawsuit will make national headlines. That was the case with Liebeck v. McDonald’s, more commonly known as the hot coffee lawsuit. In 1992 Liebeck was at a drive through McDonald’s and ordered a coffee. While pulling the cap off to add sugar, she accidentally spilled the cup of coffee all over her lap. Liebeck suffered second and third degree burns and was hospitalized for 10 days and then had two years of continuing medical care. Liebeck contended that the coffee was unreasonably hot (190 degrees) for anyone to safely consume and therefore constituted gross...

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The Seat belt is every driver’s best friend, but where did it come from?

Everybody knows it’s a good idea to wear a seat belt, yet half of the victims in more than 35,000 auto crash deaths every year in the United States failed to wear one. If you’re someone who consistently wears their seat belt, you may be wondering, where did the seat belt come from? How does it protect me? And why don’t more people wear them? A brief history of the seat belt Before we had the three points seat belt all cars are equipped with today, seat belts looked a lot like they do in airplanes. These two point seat belts that stretched across the lap...

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Motorcycle Insurance Coverage

There are many types of insurance coverage, so it can be confusing to figure out which coverage is best for you. In Colorado it is legal to drive a car or motorcycle with the minimum liability coverage only, but that does not mean that it is the smartest choice, especially when driving a motorcycle. In 2014 motorcyclists were five times more likely to get injured in a crash than people in passenger cars, and more than 27 times as likely to die in crash. The injuries suffered in a motorcycle crash are much more likely to be serious than in...

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Leading Causes of Car Accidents

  Getting into a car accident can turn your world upside down. You might be questioning, “Why is my insurance company not returning my calls? Who’s going to cover my medical bills? How am I going to get work?” Each year hundreds of thousands of people are seriously injured or die in auto accidents in the U.S., with approximately 450 traffic fatalities occurring in Colorado each year. Due to the high risk factors associated with driving, it is important to understand the leading causes contributing to car accidents across the nation. At Franklin D. Azar & Associates, we want you to...

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Passenger Rights in a Colorado Auto Accident

Passenger Rights

It’s hard enough to be the driver involved an auto collision, but what if you’re a passenger injured in the collision? Do you need to file a claim with someone and, if so, who? Will your medical expenses be covered? There are many questions that likely enter your mind in the minutes, days, and weeks after a crash. Below you’ll find helpful information if you are a passenger injured in a car crash. How/Where do I file a Claim? There are factors involved in deciding where to file your claim, but your own liability in the accident usually isn’t one of them....

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Wrongful Death and Bullying

Colorado wrongful death lawyers

Death is never a pleasant topic, and even more so when it’s unexpected or due to the negligence of another. Wrongful death is a legal term that means someone who has died at the fault of another person or entity. This could be the result of a car accident caused by another driver, or a faulty part to an automobile that ultimately caused death. However, wrongful death is not limited to auto related deaths. Some examples of a valid wrongful death claim could be any of the following: Medical Malpractice Defective Drugs Defective Products Nursing Home Abuse Plane, Train, Automobile Accidents Work Related Deaths Criminal Violence Negligence Abuse Some...

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EPA In Hot Water After 3 Million Gallons of Toxic Mine Waste Spills into Animas River

On August 5th a crew working for the Environmental Protection Agency (EPA) at an abandoned mine in Colorado caused 3 million gallons of toxic remnants to spill into the Animas River. Originally thought to be 1 million gallons of waste containing heavy metals was recently revised to 3 times the initial estimate. Residents living all along the Animas River rely heavily on the river as a water supply and are seriously worried. EPA’s stated goal was to enter the Gold King Mine in Southern Colorado and extract contaminated water for treatment. However, due to the large equipment being used during the...

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