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FDAzar > Legal Resource

TIPS ABOUT CAR INSURANCE – WHAT DOES CAR INSURANCE COVER?

car insurance coverage

Insurance companies spend a lot of money persuading consumers that they’re paying too much for the car insurance offered by their competitors. When it comes to insurance headaches, perhaps the only thing worse than the sneaking suspicion that you’re paying too much is finding out too late — after an accident, in other words — that the policy you have doesn’t provide the coverage you need. Shopping for car insurance can be confusing and frustrating. Here are a few tips about the basics of coverage that can help you decide what you truly need to protect yourself and your loved ones....

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Part 3, DOES INSURANCE COVER ROADKILL?

reindeer crossing a road

No one wants to hit a deer or other animal while they’re driving. Most people value living creatures and don’t want to be the reason for killing any. Hitting a deer or other large mammal also can cause accidents as well as car damages. Handling a roadkill collision can be daunting if you’re unclear about which steps to take. Read below for tips to avoid hitting wildlife on the road. You’ll also learn what to do if you cause or encounter roadkill and how your auto insurance coverage might cover any damages in an animal-related accident.  Jump to:Part 1: How To Avoid...

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Part 2, WHAT TO DO IF YOU HIT A DEER?

No one wants to hit a deer or other animal while they’re driving. Most people value living creatures and don’t want to be the reason for killing any. Hitting a deer or other large mammal also can cause accidents as well as car damages. Handling a roadkill collision can be daunting if you’re unclear about which steps to take. Read below for tips to avoid hitting wildlife on the road. You’ll also learn what to do if you cause or encounter roadkill and how your auto insurance coverage might cover any damages in an animal-related accident.  Jump to:Part 1: How To Avoid...

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UPDATE: EDWARD JONES “REVERSE CHURNING” MISLED CLIENTS

Attorneys for former clients of Edward Jones accuse the investment services giant of failing to disclose key aspects of a new program that generated more than $17.2 billion in revenue, much of it at the expense of “small-town, middle-class, buy-and-hold investors” who were misled about high monthly fees. The allegations can be found in a recent court filing by Franklin D. Azar & Associates, opposing efforts by Edward Jones to dismiss a class-action lawsuit brought by former clients, who claim that their assets were shifted into costly fee-based accounts as part of a “reverse churning” scheme. REVERSE CHURNING DEFINITION To understand reverse churning,...

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Part 1, How To Avoid Hitting a Deer and Other Animals on the Road

reindeer on the road

No one wants to hit a deer or other animal while they’re driving. Most people value living creatures and don’t want to be the reason for killing any. Hitting a deer or other large mammal also can cause accidents as well as car damages. Handling a roadkill collision can be daunting if you’re unclear about which steps to take. Read below for tips to avoid hitting wildlife on the road. You’ll also learn what to do if you cause or encounter roadkill and how your auto insurance coverage might cover any damages in an animal-related accident.  Jump to:Part 1: How To Avoid...

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HEALTH CONCERNS LEAD TO CRACKDOWN ON TEEN VAPING

e-cigarette and cigarette

First, the good news. The number of adult Americans who smoke cigarettes has declined significantly in recent years, from 21 percent in 2005 to less than 16 percent in 2016. That represents a big drop in tobacco-related mortality, although smoking remains the leading cause of preventable disease and death in the country, accounting for 480,000 deaths a year. At least part of the reduction can be attributed to the development of better smoking cessation aids and programs, such as nicotine gum and patches. It’s also been suggested that the growing popularity of e-cigarettes and vaping could be a factor; the makers of...

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WHISTLEBLOWER CASES: EXPOSING FRAUD, RIGHTING WRONGS

Woman blowing whistle and pointing

A few weeks ago the Securities and Exchange Commission (SEC) announced that it was paying substantial awards to two private individuals who had assisted the agency in a major enforcement action. One of the two received payment of $15 million; the other received $39 million. All of the money came from fines paid by a major company that had been caught violating securities laws. The SEC declined to reveal the identities of the two recipients. It didn’t reveal any details of the investigation, either, or the name of the major company that was involved, out of concerns that it would compromise...

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ELECTRIC SCOOTERS: FAST, CHEAP, AND RISKY?

Scooter rental

In just a few months, the dockless electric scooter has evolved from an oddity to a common sight in many major American cities. And as the numbers have increased, so has the level of annoyance among pedestrians and motorists, many of whom regard the whizzing, toy-like conveyances as too flimsy for the roads and yet too fast for the sidewalks. But others have embraced the phenomenon, seeing in the easy-rent, drop-anywhere vehicles a welcome solution to urban traffic, a way to negotiate congested areas quickly, at a fraction of the cost-per-mile of a gas-guzzling car. Some even regard such “smart mobility”...

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CENTURYLINK LAWSUIT: RETIREMENT FUND INVESTORS SEEK CLASS ACTION STATUS

A motion filed in U.S. District Court in Denver asks a federal judge to grant class action status to a lawsuit against CenturyLink, claiming that the telecom giant mismanaged a retirement fund and cost beneficiaries millions in losses from bad investments. Bonnie Birse and Gerad Detwiler, the named plaintiffs in the suit, are seeking class action certification on behalf of thousands of other participants in the CenturyLink Dollars and Sense 401(k) Plan who invested in the underperforming fund over a five-year period, from April 2012 to the end of September 2017. CENTURYLINK LAWSUIT – A QUESTION OF PERFORMANCE At issue is the Active...

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AZAR FIRM SUES FACEBOOK OVER LATEST SECURITY BREACH

Facebook users affected by the social media giant’s latest security breach have filed a federal class action lawsuit against the company, claiming that a flaw that allowed hackers access to personal data has exposed millions of people to the risk of identity theft. The lawsuit was filed late last week in the Northern District of California by Franklin D. Azar & Associates on behalf of named plaintiffs in California, Colorado and New Jersey. The complaint seeks class action status on behalf of all Facebook users whose private information was compromised by the massive data breach. WHAT IS THE FACEBOOK BREACH? Facebook announced on...

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