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Fdazar > Insurance Law

Wells Fargo Auto Loans Debacle: Corporate Culture Gone Wrong?

Executives at Wells Fargo have done a lot of apologizing lately. A series of missteps by the company over the past two years has resulted in a flood of customer complaints, harsh criticism from lawmakers, and rebukes from regulators over alleged “widespread consumer abuses.” The situation has also prompted considerable head-scratching and commentary from business journalists and other observers trying to figure out “what went wrong” inside one of the world’s biggest banks. Explaining the misfires at Wells Fargo isn’t easy. The company was fined $185 million by federal banking regulators for creating millions of bank and credit card accounts...

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What You Should Know About Buying Car Insurance

Auto insurance is one of the great paradoxes of modern life. Every driver is required to have it, and nobody wants to be in the position of having to use it. Yet the need for the right kind of protection for you and your loved ones has never been greater; the incidence of severe car accidents has been steadily increasing since 2011, and the number of fatalities on the road — caused primarily by alcohol, speeding, or distracted driving — is the highest it’s been in a decade. Even if you’re an exceptionally cautious driver with no accidents on your record,...

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The Best Law Schools in America

Throughout America, there are several options to choose from when applying for Law School. Attending a prestigious law school can help launch you on a successful law career as well as help build your professional network. What makes a law school great is based on a variety of factors including tuition cost, peer assessment, median LSAT and GRE scores, undergrad GPA, acceptance rate, placement success, bar passage rate, and faculty feedback. Following is a list of some of the top law schools in America. Yale University – Located in New Haven, CT, Yale Law School is one of the world’s...

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Got Tread? Snow Tires vs. All-Season Tires

With winter rapidly approaching, determining what tires you need for your vehicle is essential. With the right tires, you can help ensure safety for you and your family while on the road. Part of being prepared for the winter season means making sure your car is riding on the right tires for the season. In a city like Denver, snow tires may be a good fit for your vehicle. Snow tires are specially made to make sure they can grip the road, even in cold and snowy conditions. They’re made with a softer compound and contain more rubber than summer tires....

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Let’s Get Dirty: Off-Roading in Colorado

Most people know that Colorado has a rich and expansive outdoor and recreation community, one of which being off-roading. Whether with an All-Terrain Vehicle (ATV), dirt bike, or a 4-wheel drive jeep, there are several places to get out and enjoy a wilder side that Colorado has to offer. ATVing and Jeeping offers a different type of challenge for the outdoorsman, and that means there are more things to think about before hopping on an ATV and heading to the mountains. Before riding, you should know about what vehicle you’re on, the terrain, and how to be safe. Listed below...

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Attorney Fees: Know what you’re going to pay

Most people know that attorneys can be expensive. The work that they do is diligent and their fees are based on several factors. These factors can include: the attorneys experience, the time spent on your case, their ability and reputation, the degree of difficulty for the case, the results of the case, and other costs involved. Some additional factors include the attorney’s overhead expenses such as rent, utilities, and office equipment. All of these factors may influence how much you’ll pay and listed below are some of the more common fee agreements for attorneys. The first fee agreement is the ‘Contingency...

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Why you want an attorney in your corner

No one wants to be involved in a legal battle. It can be long, difficult, expensive, and really make your life tough. If you or a loved one is involved in a car accident or other scenario where you may face legal trouble, it’s always a good idea to consult an attorney to help alleviate some of the stresses that come along with legal battles. Listed below are some of the top reasons why you should hire an attorney. Legal battles are complicated – The law itself is very complex and if you don’t know your way through it, you...

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Eggshell Plaintiff

In the world of personal injury law, there’s a phrase called “eggshell plaintiff”.  What exactly does this mean?  Well, I’m glad you asked!  In many personal injury cases, the injured party had a pre-existing condition, which the collision exacerbated, making the injuries even more severe than they would have been. Let me give you an example: let’s say that in the cold weather, an older woman slipped on black ice on your property.  But just a week before this fall, she had a hip surgery, and this simple fall, which would have otherwise been relatively harmless, left her hip in a...

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Let’s Talk About Insurance: Conclusion

Over the past week we have talked about each type of auto insurance that can be purchased. Today we will go over a review of the types of insurance and give some scenarios when each kind of insurance will be in play. Generally it is a good idea to buy all 6 types of auto insurance and to purchase the highest limits that your family can afford.  It only takes one bad crash for you to wish you had signed up for better insurance. Here are the types of insurance we talked about: Liability Coverage Bodily Injury Liability (BIL) Required...

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Let’s Talk About Auto Insurance: Medical Payments

Medical Payments coverage is the final type of auto insurance we will be talking about. Medical payments, also called MedPay, works the same was as collision coverage but for medical bills. MedPay coverage will pay your medical bills and the bills of anyone in your car who is injured in a collision, whether you are at fault or not. This will include collisions with stationary objects. Now, you may be wondering what the difference is between MedPay and your health insurance. Well, MedPay can work in two different ways: as primary coverage or as supplemental coverage. If MedPay works as...

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