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Fdazar > Class Action Lawsuits

WORKING CLASS BLUES: JOBS THAT DON’T PAY MINIMUM WAGE

The Wage and Hour Division of the U.S. Department of Labor is responsible for enforcing the minimum wage. However, the law that governs wage requirements, carves out exceptions for certain kinds of employment. Some of the exemptions apply to specific classes of workers, such as young trainees, who are arguably getting other benefits from the work besides a paycheck. What can be done about wage and hour violations? ...

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UNDERSTANDING THE HOW AND WHY OF A CLASS ACTION LAWSUIT

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A class action is a type of lawsuit in which one or several plaintiffs represent a larger group (or “class”) of people who’ve suffered similar damages. The number of claims involving common damages makes it more efficient to combine them into a single cause of action. Filing a class action lawsuit, instead of numerous individual lawsuits, can benefit a large number of plaintiffs through a single legal action, which saves on costs and court time, prevents inconsistent verdicts, and allows individuals to combine their resources to make their case exponentially stronger. But to get started can be daunting – just...

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Payday Loans: A Matter of Life and Debt

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The unemployment rate is at the lowest it’s been in decades, but our nation’s economy is still more fragile than many people realize. An estimated eight out of ten American workers — close to 95 million people — are reportedly living paycheck to paycheck, with little in the way of cash reserves to tide them over in the event of a financial emergency. And over the course of a year as many as 12 million cash-poor customers will turn to payday loan operations for short-term, ready cash to help them keep up with their bills. Payday lending is an undeniably controversial...

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FORCE PLACED INSURANCE LAWSUIT OVER WELLS FARGO AUTO LOANS

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Thousands of motorists who financed their car through Wells Fargo over the past decade may be entitled to compensation for being forced to buy insurance they didn’t need. A class-action lawsuit filed by Franklin D. Azar & Associates seeks a refund of the wrongly charged insurance premiums, and class members may be entitled to additional compensation for other damages caused by Wells Fargo’s actions. WHAT IS FORCE PLACED AUTO INSURANCE? In a practice stretching from 2006 to 2016, Wells Fargo required customers seeking car loans to take out insurance policies to protect the vehicles’ value in the event of damage. Such policies,...

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TAKATA AIRBAGS: THE SCANDAL BEHIND THE BIGGEST AUTO RECALL EVER

In the annals of corporate misconduct, few schemes can compare in sheer magnitude to the one that led to the downfall of the Japanese auto parts supplier Takata. Over more than a decade, the company sold a dangerously defective product to auto makers around the world. And when reports of the problem began to surface, Takata executives engaged in a lengthy cover-up, despite increasing reports of injuries and deaths linked to malfunctioning Takata airbags...

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Wells Fargo Auto Loans Debacle: Corporate Culture Gone Wrong?

Executives at Wells Fargo have done a lot of apologizing lately. A series of missteps by the company over the past two years has resulted in a flood of customer complaints, harsh criticism from lawmakers, and rebukes from regulators over alleged “widespread consumer abuses.” The situation has also prompted considerable head-scratching and commentary from business journalists and other observers trying to figure out “what went wrong” inside one of the world’s biggest banks. Explaining the misfires at Wells Fargo isn’t easy. The company was fined $185 million by federal banking regulators for creating millions of bank and credit card accounts...

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NEW HOME BUYERS BATTLE FORMALDEHYDE PROBLEM FROM WEYERHAEUSER JOISTS

For many Americans, there’s no prouder moment than the day they move into their newly constructed dream home. Unfortunately, for some house buyers in Colorado and several other states, that dream has turned into a nightmare — and something they once took for granted, the prospect of feeling safe and healthy in their own domicile, has become a burning issue. Also a wheezing, eye-watering, coughing, throat-irritating issue. The source of their complaints has to do with floor joists manufactured by the Weyerhaeuser Company. The joists are coated with a formaldehyde-based resin, which was intended to aid in fire prevention. But buyers say...

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Attorney Fees: Know what you’re going to pay

Most people know that attorneys can be expensive. The work that they do is diligent and their fees are based on several factors. These factors can include: the attorneys experience, the time spent on your case, their ability and reputation, the degree of difficulty for the case, the results of the case, and other costs involved. Some additional factors include the attorney’s overhead expenses such as rent, utilities, and office equipment. All of these factors may influence how much you’ll pay and listed below are some of the more common fee agreements for attorneys. The first fee agreement is the ‘Contingency...

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Cyber Security: Tips to help prevent Identity Theft

In today’s technologically-advanced world, a new breed of criminal has arisen. Hackers can steal a wealth of information using just a computer. One of the most common forms of cybercrime is Identity theft. Identity theft is a crime where a thief steals your personal information, such as your full name or social security number, to commit fraud. The identity thief can use your information to fraudulently apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name. You may not know that you are...

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