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FDAzar > Class Action Lawsuits

Protecting Yourself from Data Breaches and Identity Thieves

The amount of time Americans spend online — emailing, direct messaging, keeping up with social media, and simply surfing the Internet — keeps going up. According to the latest annual study by the Center for the Digital Future at USC Annenberg, we now spend close to 24 hours a week online, almost double the amount of time expended in 2000. No question about it, instant access to worlds of online data has become an indispensable aspect of modern life. But with all that additional time online comes increased risk of falling prey to hackers, phishers, identity thieves, and other cyberscammers. According...

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Decipher the Announcement of the Massive Zynga Data Breach

Zynga data breach

If you played Words with Friends your personal information was compromised Gaming apps are meant to provide a relaxing, carefree escape for smartphone users, but a massive data breach at Zynga, developer of some of the most popular social games, has players reeling — and wondering how much of their personal data has been compromised. Here’s what you need to know about this data breach, and what you can do to protect yourself. Who was affected by the breach? - Words With Friends users (affected) - The previous gaming app Draw Something gamers (claimed by the hacker) - Users of other gaming apps developed by Zynga...

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Recent Automobile Defect Cases

recent car defects

Cars are getting smarter, packed with more sophisticated technology, every year. But that doesn’t mean they are free from potentially dangerous defects. According to a recent article from 24/7 Wall St., seven of the 14 biggest auto recalls of all time have come in the last decade; in 2016, the number of recalls reached a record high. A defect can be as basic as a faulty seat-belt locking mechanism or as baffling as a sudden surge in acceleration. It can be a flaw in the manufacturer’s design or in a product from another supplier, such as an airbag that fails to deploy...

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Protecting Your Investment from Securities Fraud

securities fraud

We’ve all seen the headlines. A stock that was supposed to be the Next Big Thing turns out to be a loss leader. A brokerage house that was supposed to be Too Big to Fail shuts its doors. Investors complain that they were misled, and the whole venture ends in a crash of investigations and plea deals. It’s enough to make even modest investors worry about whether their money is safe. Here are some factors you should consider before sinking your savings into the Next Big Thing. What is securities fraud? Securities fraud takes many shapes, but it’s essentially a form of white-collar...

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Why Do Banks Charge Overdraft Fees?

using bank cards online image for overdraft fees

Why Do Banks Charge Overdraft Fees? The short answer is that overdraft fee is a multi-billion-dollar revenue stream for banks and a source of endless aggravation for anyone whose checking account has ever flirted with a negative balance. Among all the fees and charges that can whittle away at your savings, none are as confusing or infuriating as overdraft fees. Here are a few quick questions and answers about how you can limit and possibly eliminate such fees.   What Are Overdraft Fees? An overdraft occurs when a bank customer doesn’t have adequate funds in his or her account to pay for a transaction. The...

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Generic Drug Price Fixing: A Billion-Dollar Fraud?

generic drugs

It’s safe to say that these are not the best of times in the pharmaceutical industry. Lawsuits and federal probes against manufacturers of prescription painkillers are piling up, as a host of government agencies and patient advocates seek to hold the drug companies accountable for their role in the nation’s opioid crisis. Multi-district litigation has consolidated lawsuits filed by dozens of states, but more complaints continue to emerge. On the heels of that sprawling investigation comes another challenge. Recently the attorneys general of 44 states, including Colorado, banded together to announce a lawsuit against 19 of the country’s largest generic drug...

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overdraft fees

American consumers are accustomed to forking over driblets of their hard-earned cash to the banks that handle their personal accounts, from ATM fees to surcharges for writing too many checks in a given month. But one of the most burdensome fees is also one of the most common — the overdraft penalties assessed when a check or debit card transaction exceeds the available funds in your account. Overdraft fees have become a lucrative revenue stream for many banks and credit unions, which collected an estimated $34.3 billion from overdrafts in 2017. Complaints about excessive fees and deceptive or misleading policies designed...

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A federal class-action lawsuit filed by Quora users accuses the social media company of exposing sensitive personal information of up to 100 million people to hackers, leaving the victims vulnerable to a wide range of potential cyber crimes and scams. WHAT IS QUORA? Quora is a question-and-answer platform where questions are asked, answered, edited and organized by a community of users. Launched in 2010, the company was valued at approximately $1.8 billion in 2017 and now claims 300 million monthly unique users. On December 3, 2018, Quora acknowledged that user data were compromised as a result of unauthorized access by a malicious third...

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Attorneys for former clients of Edward Jones accuse the investment services giant of failing to disclose key aspects of a new program that generated more than $17.2 billion in revenue, much of it at the expense of “small-town, middle-class, buy-and-hold investors” who were misled about high monthly fees. The allegations can be found in a recent court filing by Franklin D. Azar & Associates, opposing efforts by Edward Jones to dismiss a class-action lawsuit brought by former clients, who claim that their assets were shifted into costly fee-based accounts as part of a “reverse churning” scheme. REVERSE CHURNING DEFINITION To understand reverse churning,...

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A class action lawsuit filed against Marriott International over a massive data breach that compromised the personal information of up to 500 million people claims that the world’s largest hotel chain failed to address security flaws in an elite customer database for years, failed to notify affected guests for months after the breach was detected — and still hasn’t fixed the problem. The lawsuit, filed on December 13 in the U.S. District Court for the District of Maryland by the law firm of Franklin D. Azar & Associates, names Marriott International and Starwood Hotels and Resorts Worldwide as defendants. Named plaintiffs...

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