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FDAzar > Car Accidents (Page 7)

Let’s Talk About Auto Insurance: Collision Coverage

In the past two blogs we have talked about the kind of auto insurance you need to purchase to make sure the other party in a collision is taken care of. Now let’s talk about how to make sure your property and injuries are taken care of. In this blog we are going to explore property damage coverage to protect your vehicle. We will be talking about the insurance that takes care of your medical bills in another blog in a few days. “Collision” coverage is different than property damage liability because liability is no longer an important factor. Collision coverage...

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Let’s Talk About Auto Insurance: Liability Coverage- Property Damage

Yesterday we discussed the first part of liability coverage called bodily injury coverage. The second part of liability coverage is called property damage liability. Property damage liability pays for the damage that the liable party causes to another vehicle. To learn more about liability check out the blog from yesterday about bodily injury liability. So, what does property damage liability cover? Property damage liability will cover the damages to any property of the other party(s) involved. This, of course, includes their vehicle, but it can also coverage things such as buildings and fences that you may collide with. Property damage liability...

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Let’s Talk About Auto Insurance: Liability Coverage

Most people know that you are required to have insurance if you drive. The most common kind of insurance that is required is called liability coverage. “Liability” coverage actually breaks down into two different types of coverage: bodily injury and property damage. Today we will be talking about the type of liability coverage that covers bodily injury. Property damage liability coverage will be discussed later. So what is bodily injury liability coverage, i.e. liability? Well, before we get exactly into what it is, we need to talk about what liability is. Liability is “the state of being responsible for something, especially...

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Let’s Talk About Auto Insurance: Introduction

Let’s face it, car insurance is complicated and can be confusing at times, especially if you’ve recently been in an accident. There are 5 major categories of auto insurance you should be familiar with. Some are required by law, and others are not. In this series we will be covering one type of insurance each post and giving you the details on what it is, what it covers, and if you need it. Check back each Monday and Thursday to learn about another type of insurance and as the blogs get posted we will update this post with the links! ...

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Car Seats: Information for growing families

Each year, thousands of young children are killed or injured in motor vehicle accidents. These are the leading cause of death for children of ages 1 - 13 in the United States. One of the most important jobs any parent has is keeping their child safe, especially when riding in a vehicle. Proper use of car seats can help to keep your child safe, but with many different types of safety seats, it’s important to know what type of seat you need for your child as well as how to properly install it. There are several types of safety seats and...

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5 Signs You Need to Get Your Brakes Checked

Having good brakes is one of the most important parts of being a responsible car owner. The most common type of car accident in the United States is the rear-end collision, many of which might be able to be prevented if everyone had some stronger brakes.  Having newer brake pads means your car can stop faster and sooner, potentially saving you from a dangerous accident. Brake pads are heavy metal disks that press against your wheels and use friction to slow or stop the vehicle. On average brake pads should be replaced every 50,000 miles. However, keeping track of the...

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What if you never got in an Accident? The Steps you need to take to be accident free

Have you ever been in a car accident? If you are like most Americans, you probably have. The more than 6 million American automotive crashes each year are bound to affect you at some point in your life. In fact, the average American driver is expected to file a claim about every 17.9 years. Here are three simple steps you need to take to be accident free: The number one thing that can prevent car crashes is increased reaction time. Most people are unable to teach themselves to react faster, but what if you had more time to react. That’s...

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The Seat belt is every driver’s best friend, but where did it come from?

Everybody knows it’s a good idea to wear a seat belt, yet half of the victims in more than 35,000 auto crash deaths every year in the United States failed to wear one. If you’re someone who consistently wears their seat belt, you may be wondering, where did the seat belt come from? How does it protect me? And why don’t more people wear them? A brief history of the seat belt Before we had the three points seat belt all cars are equipped with today, seat belts looked a lot like they do in airplanes. These two point seat belts that stretched across the lap...

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Schools Out! Keeping your kids safe during summer driving

More than 35,000 high schools across the United States will be going on summer break soon; and between the pool, summer jobs, and hanging out with friends your kids will be driving a lot more. With teens at 3 times the risk of being in a car crash, it is important to educate them on how to stay safe on the roads. Here is everything you need to know to keep your teen safe this summer: 1. Make sure your teenager is wearing their seatbelt not only in their own car, but with friends too. Only 60% of teens consistently use seatbelts in all vehicles....

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How to protect yourself if your Uber driver has an accident

Imagine you are out for a night with friends and it’s getting late. You’ve planned ahead to be responsible and you call an Uber to take you home. As your driver turns into your neighborhood, you suddenly hear a thud and jolt forward. You realize your Uber driver has just been in a collision. What shuld you do, and what are your rights? What should you do right then? This crash should be treated the same as any other collision. First, make sure you and the driver as well as any other passengers are okay and call medical support if necessary. Though...

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