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FDAzar > Car Accidents (Page 5)

Will Your Next Car Even Need the Roads?

In the 1970’s everybody thought there would be flying cars by the 2000’s.  Well, that didn’t happen, but, we are finally getting close. Introducing The Transition, the world’s first flying car.  Well actually it’s more of a road drivable plane, but they are pretty similar. The Transition is a plane with two seats and wings that fold up to the sides making it small enough to drive on city roads. It runs on standard automotive gasoline, fits in a single car garage, and converts from plane to car in less than a minute. With a flying range of about 400 miles...

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Eggshell Plaintiff

In the world of personal injury law, there’s a phrase called “eggshell plaintiff”.  What exactly does this mean?  Well, I’m glad you asked!  In many personal injury cases, the injured party had a pre-existing condition, which the collision exacerbated, making the injuries even more severe than they would have been. Let me give you an example: let’s say that in the cold weather, an older woman slipped on black ice on your property.  But just a week before this fall, she had a hip surgery, and this simple fall, which would have otherwise been relatively harmless, left her hip in a...

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What to do if you hit an Animal

In Colorado, it is not uncommon to see wildlife near the roads when driving. Even in the city, people often see deer, coyotes, and many smaller animals while they drive. Unfortunately, the amount of wildlife around means that there are often accidents between these animals and vehicles.  State Farm estimates that 1.25 million accidents occur every year between cars and deer alone. Deer are the animals hit most often but animals like moose, elk, raccoons, birds, and even pets and livestock are also sometimes hit. The accidents can be dangerous and pose threats to both the driver and occupants of...

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Don’t Snap and Drive: The New Don’t Text and Drive

Most people know they should not be on their phones while they drive but if you have been on the road recently, you have probably noticed that many drivers do it anyway. When AT&T launched their “It Can Wait” campaign in 2010, their main concern was texting and driving. Now, however, distracted driving is caused by all kinds of smartphone activities. Though texting and emailing are still the most prevalent uses of smartphones by drivers, with seven of ten people using their smartphones for these activities while driving, a 2015 study by AT&T showed that nearly one in ten video...

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Look Both Ways Before You Cross: Crosswalk Safety

As of 2016, pedestrian deaths make up 14% of total traffic deaths in the U.S. To try and decrease this number, state legislatures are tightening pedestrian right-of-way laws. In Colorado, motorists must yield to pedestrians if they are on the same side of the road or are approaching closely enough from the opposite side of the roadway to be in danger. Right-of-way laws in Colorado regarding pedestrian are described in the Driver Handbook as “when driving, you should yield the right-of-way to pedestrians under all conditions”. With sunny skies ahead, it’s important to know how you can be safe both...

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Let’s Talk About Insurance: Conclusion

Over the past week we have talked about each type of auto insurance that can be purchased. Today we will go over a review of the types of insurance and give some scenarios when each kind of insurance will be in play. Generally it is a good idea to buy all 6 types of auto insurance and to purchase the highest limits that your family can afford.  It only takes one bad crash for you to wish you had signed up for better insurance. Here are the types of insurance we talked about: Liability Coverage Bodily Injury Liability (BIL) Required...

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Let’s Talk About Auto Insurance: Medical Payments

Medical Payments coverage is the final type of auto insurance we will be talking about. Medical payments, also called MedPay, works the same was as collision coverage but for medical bills. MedPay coverage will pay your medical bills and the bills of anyone in your car who is injured in a collision, whether you are at fault or not. This will include collisions with stationary objects. Now, you may be wondering what the difference is between MedPay and your health insurance. Well, MedPay can work in two different ways: as primary coverage or as supplemental coverage. If MedPay works as...

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Let’s Talk About Auto Insurance: UM/UIM

As we have already discussed you are required to hold liability coverage if you drive in the state of Colorado and most other states. However that does not mean everyone carries it. Many people do not have auto insurance which can cause a headache for you if you are in a collision with someone who is uninsured. In fact, about 13% of drivers on the road are estimated to be uninsured. So if you are in a collision with someone who is uninsured and the collision was their fault, who is going to pay for your medical bills? Well, if...

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Let’s Talk About Auto Insurance: Comprehensive Coverage

We have talked about liability coverage and collision coverage and to wrap it all up we need to talk about comprehensive coverage. Comprehensive coverage covers everything else that collision coverage does not. This includes hail, fires, theft, vandalism, animal collisions, and floods. Basically, it covers everything that damages your car that is not a collision. How much does comprehensive coverage cost? Comprehensive coverage works the same way as collision coverage with a deductible. Because the events that result in comprehensive coverage loss being used are less common than collisions, deductibles tend to be lower. The average comprehensive deducible in Colorado is...

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Let’s Talk About Auto Insurance: Collision Coverage

In the past two blogs we have talked about the kind of auto insurance you need to purchase to make sure the other party in a collision is taken care of. Now let’s talk about how to make sure your property and injuries are taken care of. In this blog we are going to explore property damage coverage to protect your vehicle. We will be talking about the insurance that takes care of your medical bills in another blog in a few days. “Collision” coverage is different than property damage liability because liability is no longer an important factor. Collision coverage...

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