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Fdazar > Blog/News (Page 5)

Let’s Talk About Auto Insurance: Liability Coverage- Property Damage

Yesterday we discussed the first part of liability coverage called bodily injury coverage. The second part of liability coverage is called property damage liability. Property damage liability pays for the damage that the liable party causes to another vehicle. To learn more about liability check out the blog from yesterday about bodily injury liability. So, what does property damage liability cover? Property damage liability will cover the damages to any property of the other party(s) involved. This, of course, includes their vehicle, but it can also coverage things such as buildings and fences that you may collide with. Property damage liability...

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Let’s Talk About Auto Insurance: Liability Coverage

Most people know that you are required to have insurance if you drive. The most common kind of insurance that is required is called liability coverage. “Liability” coverage actually breaks down into two different types of coverage: bodily injury and property damage. Today we will be talking about the type of liability coverage that covers bodily injury. Property damage liability coverage will be discussed later. So what is bodily injury liability coverage, i.e. liability? Well, before we get exactly into what it is, we need to talk about what liability is. Liability is “the state of being responsible for something, especially...

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Let’s Talk About Auto Insurance: Introduction

Let’s face it, car insurance is complicated and can be confusing at times, especially if you’ve recently been in an accident. There are 5 major categories of auto insurance you should be familiar with. Some are required by law, and others are not. In this series we will be covering one type of insurance each post and giving you the details on what it is, what it covers, and if you need it. Check back each Monday and Thursday to learn about another type of insurance and as the blogs get posted we will update this post with the links!       ...

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The Epitome of Automobiles. NASCAR and how it all started.

NASCAR has become a staple of American culture and is generally revered as one of the nation’s biggest sports. Though on the surface NASCAR may seem like it’s just about car racing, the history of the sport is far more complex. Today NASCAR vehicles can travel at up to 200 MPH, speed through stadiums that hold 170,000 spectators, and cost millions of dollars to create. But that wasn’t always the case; in fact the first cars that made up NASCAR were regular cars that anyone could drive and have their history intertwined with American law. Since the creation of the United...

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The History of the Bicycle Helmet and why you Need to be Wearing One

Most people generally know it’s a good idea to wear a bike helmet, yet not that many of us consistently wear one. People who bike long distances as a sport or exercise generally do wear bike helmets, but the real problem is people who ride leisurely. Here we will lay out the history of the bike helmet, and give you some facts about how they can protect you. The first widely used bicycle was the Penny-farthing. This was the bicycle that had a very large main wheel and a much smaller wheel in the back. The name came from the British...

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The Future of Automobiles, What Will Your Car Look Like in 10 Years?

Some of the hottest buzzwords in tech and automobiles right now are “autonomous” and “self-driving”. Most of us generally understand what a self-driving car is, but how will that impact what your car and the roads look like in the coming decades? The Cars If our cars drive themselves, do we need steering wheels? For now, yes. Currently the regulations of self-driving cars on public streets require that a driver be able to take control of the vehicle if need be and that, of course, requires a steering wheel and pedals. That doesn’t mean it will always be that way though. Google...

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Hot Coffee… how personal injury impacts your everyday life

Every once and a while a lawsuit will make national headlines. That was the case with Liebeck v. McDonald’s, more commonly known as the hot coffee lawsuit. In 1992 Liebeck was at a drive through McDonald’s and ordered a coffee. While pulling the cap off to add sugar, she accidentally spilled the cup of coffee all over her lap. Liebeck suffered second and third degree burns and was hospitalized for 10 days and then had two years of continuing medical care. Liebeck contended that the coffee was unreasonably hot (190 degrees) for anyone to safely consume and therefore constituted gross...

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Diesel Cars, Should You Be Driving One?

When most people think about diesel they think about semi-trucks. This makes sense as nearly all semi-trucks use diesel and most cars use gasoline, buts that’s starting to change. As more cars hit the market ready to go with diesel engines, should you consider buying one? To start off, what exactly is the difference between diesel and gasoline engines?  In theory diesel and gasoline engines work very similarly. The main difference comes in how the fuel is ignited. In a gasoline engine, a spark plug is used to release a small spark that ignites the gasoline at each stroke and propels...

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Car Seats: Information for growing families

Each year, thousands of young children are killed or injured in motor vehicle accidents. These are the leading cause of death for children of ages 1 - 13 in the United States. One of the most important jobs any parent has is keeping their child safe, especially when riding in a vehicle. Proper use of car seats can help to keep your child safe, but with many different types of safety seats, it’s important to know what type of seat you need for your child as well as how to properly install it. There are several types of safety seats and...

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Pharmaceutical price gouging: What happened to Mylan and the EpiPen scandal?

You may remember back in the fall when pharmaceutical giant Mylan came under fire for raising the price of a lifesaving product, the EpiPen. But where does US law stand on price gouging? And what ever happened to the scandal? To start off let’s recall what exactly happened with Mylan, a company that raked in $11 billion in 2016. The EpiPen is an auto-injector that contains a drug called epinephrine. Epinephrine is synthetic form of adrenalin in the human body and is used to counteract the effects of an allergic reaction called anaphylaxis. For 3.6 million users in the United States...

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