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FDAzar > Blog/News (Page 5)

Is Lane Splitting Legal in Colorado?

motorcycle lane splitting

Motorists are often urged to “share the road.” That’s generally good advice, especially in congested areas, where many types of vehicles are trying to get somewhere at varying speeds. But there’s one type of road-sharing that’s become a source of controversy, sparking debates about safety and focusing a spotlight on the vulnerability of motorcyclists in car-dominated traffic. It’s called lane splitting. WHAT IS LANE SPLITTING? Also known as “filtering,” “whitelining,” “stripe-riding,” or “lane sharing,” lane splitting is the practice of riding a bicycle or motorcycle between lanes of slow-moving or stopped traffic. It’s a way of maneuvering around congestion by taking advantage of...

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CLASS ACTION LAWSUITS CHALLENGE HIGH OVERDRAFT FEES

overdraft fees

American consumers are accustomed to forking over driblets of their hard-earned cash to the banks that handle their personal accounts, from ATM fees to surcharges for writing too many checks in a given month. But one of the most burdensome fees is also one of the most common — the overdraft penalties assessed when a check or debit card transaction exceeds the available funds in your account. Overdraft fees have become a lucrative revenue stream for many banks and credit unions, which collected an estimated $34.3 billion from overdrafts in 2017. Complaints about excessive fees and deceptive or misleading policies designed...

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TIPS ABOUT CAR INSURANCE – WHAT DOES CAR INSURANCE COVER?

car insurance coverage

Insurance companies spend a lot of money persuading consumers that they’re paying too much for the car insurance offered by their competitors. When it comes to insurance headaches, perhaps the only thing worse than the sneaking suspicion that you’re paying too much is finding out too late — after an accident, in other words — that the policy you have doesn’t provide the coverage you need. Shopping for car insurance can be confusing and frustrating. Here are a few tips about the basics of coverage that can help you decide what you truly need to protect yourself and your loved ones....

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Part 3, DOES INSURANCE COVER ROADKILL?

reindeer crossing a road

No one wants to hit a deer or other animal while they’re driving. Most people value living creatures and don’t want to be the reason for killing any. Hitting a deer or other large mammal also can cause accidents as well as car damages. Handling a roadkill collision can be daunting if you’re unclear about which steps to take. Read below for tips to avoid hitting wildlife on the road. You’ll also learn what to do if you cause or encounter roadkill and how your auto insurance coverage might cover any damages in an animal-related accident.  Jump to:Part 1: How To Avoid...

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Part 2, WHAT TO DO IF YOU HIT A DEER?

No one wants to hit a deer or other animal while they’re driving. Most people value living creatures and don’t want to be the reason for killing any. Hitting a deer or other large mammal also can cause accidents as well as car damages. Handling a roadkill collision can be daunting if you’re unclear about which steps to take. Read below for tips to avoid hitting wildlife on the road. You’ll also learn what to do if you cause or encounter roadkill and how your auto insurance coverage might cover any damages in an animal-related accident.  Jump to:Part 1: How To Avoid...

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WHAT SHOULD A PASSENGER DO AFTER AN UBER CAR ACCIDENT?

car passenger - Uber accident blog image

In just a few short years, ride sharing services such as Uber and Lyft have transformed the way we think about personal transportation. They have added hundreds of thousands of jobs to the gig economy and brought new forms of competition and convenience to the age-old business of moving people from point A to point B. But they’ve also added to the complexity of the legal landscape. What happens if you are in an accident while riding as a customer in an Uber vehicle? Here are a few steps you should take to protect yourself if the ride you hired got...

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QUORA USERS FILE CLASS ACTION LAWSUIT OVER DATA BREACH

A federal class-action lawsuit filed by Quora users accuses the social media company of exposing sensitive personal information of up to 100 million people to hackers, leaving the victims vulnerable to a wide range of potential cyber crimes and scams. WHAT IS QUORA? Quora is a question-and-answer platform where questions are asked, answered, edited and organized by a community of users. Launched in 2010, the company was valued at approximately $1.8 billion in 2017 and now claims 300 million monthly unique users. On December 3, 2018, Quora acknowledged that user data were compromised as a result of unauthorized access by a malicious third...

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UPDATE: EDWARD JONES “REVERSE CHURNING” MISLED CLIENTS

Attorneys for former clients of Edward Jones accuse the investment services giant of failing to disclose key aspects of a new program that generated more than $17.2 billion in revenue, much of it at the expense of “small-town, middle-class, buy-and-hold investors” who were misled about high monthly fees. The allegations can be found in a recent court filing by Franklin D. Azar & Associates, opposing efforts by Edward Jones to dismiss a class-action lawsuit brought by former clients, who claim that their assets were shifted into costly fee-based accounts as part of a “reverse churning” scheme. REVERSE CHURNING DEFINITION To understand reverse churning,...

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Part 1, How To Avoid Hitting a Deer and Other Animals on the Road

reindeer on the road

No one wants to hit a deer or other animal while they’re driving. Most people value living creatures and don’t want to be the reason for killing any. Hitting a deer or other large mammal also can cause accidents as well as car damages. Handling a roadkill collision can be daunting if you’re unclear about which steps to take. Read below for tips to avoid hitting wildlife on the road. You’ll also learn what to do if you cause or encounter roadkill and how your auto insurance coverage might cover any damages in an animal-related accident.  Jump to:Part 1: How To Avoid...

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NEW REPORTS CITE DANGERS IN SPEEDY FDA MEDICAL DEVICE APPROVAL PROCESS

FDA medical device approval process article

When you’re hungry for a burger and in a hurry, “fast and cheap” might be an acceptable option. But if you’re facing the prospect of a medical device being surgically implanted in your body, such as a joint replacement, pelvic mesh, or pacemaker, you want something that’s been rigorously tested and proven to be safe and effective. Is the FDA Medical Device Approval Process Safe? We’ve written before about how theFood and Drug Administration (FDA) medical device approval process for new medical devices may be more flawed than most consumers realize. Recent reports about the inadequacies of the FDA fast-track process for...

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