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FDAzar > Blog/News (Page 10)

Cyber Security: Tips to help prevent Identity Theft

In today’s technologically-advanced world, a new breed of criminal has arisen. Hackers can steal a wealth of information using just a computer. One of the most common forms of cybercrime is Identity theft. Identity theft is a crime where a thief steals your personal information, such as your full name or social security number, to commit fraud. The identity thief can use your information to fraudulently apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name. You may not know that you are...

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Eggshell Plaintiff

In the world of personal injury law, there’s a phrase called “eggshell plaintiff”.  What exactly does this mean?  Well, I’m glad you asked!  In many personal injury cases, the injured party had a pre-existing condition, which the collision exacerbated, making the injuries even more severe than they would have been. Let me give you an example: let’s say that in the cold weather, an older woman slipped on black ice on your property.  But just a week before this fall, she had a hip surgery, and this simple fall, which would have otherwise been relatively harmless, left her hip in a...

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What to do if you hit an Animal

In Colorado, it is not uncommon to see wildlife near the roads when driving. Even in the city, people often see deer, coyotes, and many smaller animals while they drive. Unfortunately, the amount of wildlife around means that there are often accidents between these animals and vehicles.  State Farm estimates that 1.25 million accidents occur every year between cars and deer alone. Deer are the animals hit most often but animals like moose, elk, raccoons, birds, and even pets and livestock are also sometimes hit. The accidents can be dangerous and pose threats to both the driver and occupants of...

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Don’t Snap and Drive: The New Don’t Text and Drive

Most people know they should not be on their phones while they drive but if you have been on the road recently, you have probably noticed that many drivers do it anyway. When AT&T launched their “It Can Wait” campaign in 2010, their main concern was texting and driving. Now, however, distracted driving is caused by all kinds of smartphone activities. Though texting and emailing are still the most prevalent uses of smartphones by drivers, with seven of ten people using their smartphones for these activities while driving, a 2015 study by AT&T showed that nearly one in ten video...

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Hot Dog: Pets in Parked Cars

It can be dangerous, even deadly, to leave a pet inside a hot car. Earlier this year, Governor Hickenlooper passed a law in Colorado granting immunity if you break a dog out of a hot car. On a 78-degree day, the temperature inside of a parked car can reach 100 degrees in just a few minutes. With summer temperatures around 90-degrees, the interior temperature can reach as high as 109 degrees in less than 10 minutes. As we enter the hottest months of the year, it is important to know what to do if you see a pet trapped in...

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Look Both Ways Before You Cross: Crosswalk Safety

As of 2016, pedestrian deaths make up 14% of total traffic deaths in the U.S. To try and decrease this number, state legislatures are tightening pedestrian right-of-way laws. In Colorado, motorists must yield to pedestrians if they are on the same side of the road or are approaching closely enough from the opposite side of the roadway to be in danger. Right-of-way laws in Colorado regarding pedestrian are described in the Driver Handbook as “when driving, you should yield the right-of-way to pedestrians under all conditions”. With sunny skies ahead, it’s important to know how you can be safe both...

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Dunk Tank for Aurora Public Schools

It’s that time of year again! The staff at Franklin D. Azar & Associates hosted a Dunk Tank fundraiser for Aurora Public Schools. The Aurora Public School system is an incredibly diverse collection of nearly 40,000 students from 131 different countries, speaking 133 languages! Though APS is an amazing school system, they have to run on a pretty tight budget and at some Aurora Public Schools, budgeted supplies can be as low as $30 per student. On average school supplies cost around $200, $330, and $375 per elementary, middle, and high school student respectively. Franklin D. Azar & Associates is...

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Let’s Talk About Insurance: Conclusion

Over the past week we have talked about each type of auto insurance that can be purchased. Today we will go over a review of the types of insurance and give some scenarios when each kind of insurance will be in play. Generally it is a good idea to buy all 6 types of auto insurance and to purchase the highest limits that your family can afford.  It only takes one bad crash for you to wish you had signed up for better insurance. Here are the types of insurance we talked about: Liability Coverage Bodily Injury Liability (BIL) Required...

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Total Solar Eclipse: Things you should know

On Monday, August 21, a total solar eclipse will be visible across the United States. A solar eclipse occurs when the moon passes between the Earth and the sun, temporarily blocking the sun from view. During this eclipse, the path of totality, the path covered by the shadow of the moon which is created by the moon completely blocking the sun, will cover ten states from Oregon to South Carolina. About 12 million Americans live within this path and another 200 million Americans live less than one day’s drive away. Authorities are expecting about seven million of those people to...

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Let’s Talk About Auto Insurance: Medical Payments

Medical Payments coverage is the final type of auto insurance we will be talking about. Medical payments, also called MedPay, works the same was as collision coverage but for medical bills. MedPay coverage will pay your medical bills and the bills of anyone in your car who is injured in a collision, whether you are at fault or not. This will include collisions with stationary objects. Now, you may be wondering what the difference is between MedPay and your health insurance. Well, MedPay can work in two different ways: as primary coverage or as supplemental coverage. If MedPay works as...

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