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FDAzar > Articles posted by Matthew Isom

CLASS ACTION LAWSUITS CHALLENGE HIGH OVERDRAFT FEES

overdraft fees

American consumers are accustomed to forking over driblets of their hard-earned cash to the banks that handle their personal accounts, from ATM fees to surcharges for writing too many checks in a given month. But one of the most burdensome fees is also one of the most common — the overdraft penalties assessed when a check or debit card transaction exceeds the available funds in your account. Overdraft fees have become a lucrative revenue stream for many banks and credit unions, which collected an estimated $34.3 billion from overdrafts in 2017. Complaints about excessive fees and deceptive or misleading policies designed...

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TIPS ABOUT CAR INSURANCE – WHAT DOES CAR INSURANCE COVER?

car insurance coverage

Insurance companies spend a lot of money persuading consumers that they’re paying too much for the car insurance offered by their competitors. When it comes to insurance headaches, perhaps the only thing worse than the sneaking suspicion that you’re paying too much is finding out too late — after an accident, in other words — that the policy you have doesn’t provide the coverage you need. Shopping for car insurance can be confusing and frustrating. Here are a few tips about the basics of coverage that can help you decide what you truly need to protect yourself and your loved ones....

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