Frequently Asked Questions:
| Q: What happens when I am at MMI? | read more...
| | Q: I’ve been injured at work, what now? | read more...
| | Q: What is MMI? | read more...
| | Q: Who is at Fault in a Car Accident? | read more...
| | Q: What happens after the doctors determines my impairment rating? | read more...
| | Q: How does the doctor determine the impairment rating? | read more...
| | Q: What if we decide that we disagree with the doctor on MMI or impairment? | read more...
| | Q: What if I can’t go back to work at all? | read more...
| | Q: At or near MMI, what comes next? | read more...
| | Q: How do i get medical treatment? | read more...
| | Q: What if I did not wear a seat belt? | read more...
| | Q: Can I make claims under my own auto insurance policy? | read more...
| | Q: Can insurance be mentioned in the trial of a personal injury case? | read more...
| | Q: Can evidence of who received the traffic ticket in a motor vehicle accident be introduced at trial? | read more...
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| Q: How do i get medical treatment? |
| A: Other than going or being transported to an emergency room, many people may not know where to turn next for medical treatment after an accident. Colorado law requires that automobile insurance companies offer their policyholders medical-payments coverage that will pay up to at least $5,000 in medical bills even if another person caused the accident, but that coverage may be quickly exhausted in the first few weeks after an accident. If you have private health insurance or Medicare or Medicaid coverage, that will typically pay for medical treatment after an accident although most health insurers and Medicare and Medicaid have the right to be reimbursed the medical bills that they pay due to an accident out of any recovery the injured party receives.
Many people, including some health care providers, believe that the insurance company for the driver who caused an automobile accident will pay the medical bills as they are incurred by anyone else injured in the accident. That ordinarily is not the case. The at-fault driver’s insurance company has no obligation to do so unless there is medical-payments coverage on the vehicle that driver was operating in the accident, and that coverage applies only to passengers in that vehicle. Otherwise, the insurance company for the at fault driver will typically not want to pay anything towards the medical bills or the other losses suffered by the victims unless there is a final settlement under which those damages are paid in exchange for a release of any further claims.
Without health insurance or sufficient medical payments coverage, the only option for most auto accident victims is to obtain medical treatment on liens, meaning that the victims sign agreements to pay the medical bills from the potential recovery by settlement or verdict on the case. Not all doctors and other healthcare providers will see patients on this basis. We are able to arrange medical treatment on liens for most of our clients when there is no insurance coverage available to pay the bills as they are incurred. |
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If you have suffered property damage or loss of income as a result of the recent oil spill in the Gulf of Mexico, you may be entitled to compensation.
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If you are reading this, and are a female in the workforce, chances are you have experienced first hand a wage disparity based on your gender. The wage gap persists in all levels of education and across all occupations.
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If you had a claim denied or your health coverage cancelled by Assurant Health, Time Insurance or Fortis, you may have a claim for money damages. For more information, go to http://fdazar.com/badfaith
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